Personal Finance
Fall 2009
Wednesday 6-9 pm
BU C 107
|
Instructor: Dr.
Jerry L. Basford
Office: 206
Park
Telephone: 801.581.3435
E-Mail: jbasford@sa.utah.edu
Website:
www.sa.utah.edu/personalfinance |
| Objective: To become financially literate
and learn how to make proper decisions to control
our personal financial destiny. |
|
| Date |
Subject |
Chapter(s) |
| August 24 |
Personal Finance Basics and Time Value of Money
Financial Aspects of Career Planning |
1-2 |
| August 31 |
Using Your Personal Financial Planner
Money Management Strategy |
3 |
| September 7 |
LABOR DAY - NO CLASS
|
|
| September 14 |
Planning Your Tax Strategy
|
4
|
| September 21
|
Financial Services
Review and Test |
5
1-4 |
| September 28 |
Introduction to Consumver Credit
Choosing a Source of Credit |
6-7
|
| October 5 |
Review and Test
|
5-7
|
|
October 12 |
FALL BREAK - NO CLASS
|
|
|
October 19 |
Consumer Purchasing Strategies and Legal Protection
The Housing Decision |
8-9
|
| October 26 |
Review and Test
|
8-9
|
| November 2 |
Property and Motor Vehicle Insurance
Health, Disability, and Long-Term Care Insurance |
10-11 |
| November 9 |
Life Insurance
|
12 |
| November 16 |
Review and Test
|
10-12 |
| November 23 |
Investment Fundamental
|
13
|
| November 30 |
Investing in Stocks
Investing in Bonds |
|
| December 7 |
Investing in Mutual Funds
|
16 |
| December 14 |
Test |
13-16 |
|
Text:
Personal Finance by Kapoor, Dlabay, and Hughes, 9th edition (earlier editions can be used also).
The
text is optional but recommended.
Tests
will be based on the lectures, assignments, and handouts in class.
Revisions to Schedule
Any revisions to the class schedule will be posted to the website. Revised syllabi will not be handed out during the semester.
Examinations:
Make up exams only be allowed with permission of the instructor
and must be granted prior to the examination.
Assignments:
Various assignments will be given throughout the semester, including
quizzes.
Each assignment/quiz will be graded
according to accurateness, neatness, and content.
Assignments and examinations that are not readable by the instructor will be given no credit.
Credit
for assignments not turned in on the day due will be reduced by
one half per class (example: 1 class late = 50% credit, 2 classes
late = 25% credit) Anything more than two classes late will receive
NO credit.
All
assignments are required to be typed or computer printed. Handwritten homework assignments will receive no more than 1/2 of the credit possible at the time it is turned in.
Grading:
Grading is pretty straight forward:
| SCORE |
GRADE |
| 94 - 100% |
A |
| 90-93% |
A- |
| 86-89% |
B+ |
| 83-85% |
B |
| 80-82% |
B- |
| 76-79% |
C+ |
| 73-75% |
C |
| 70-72% |
C- |
| 66-69% |
D+ |
| 63-65% |
D |
| 60-62% |
D- |
The University of Utah seeks
to provide equal access to its programs, services and activities
for people with disabilities. If you will need accommodations in
the class, reasonable prior notice needs to be given to the Center
for Disability Services, 162 Olpin Union Building, 581-5020 (V/TDD).
CDS will work with you and the instructor to make arrangements for
accommodations.
All written information in
this course can be made available in alternative format with prior
notification to the Center for Disability Services.
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